About Us - YOUR Advocate in the Market
River Rock Insurance Services Inc.
1420 E. Roseville Pkwy Suite 140-261
Roseville, CA 95661
Toll Free Ph. 1-866-486-6551
Fax 916 200 0425
California Insurance Department License #0F06601
First, our credentials.
- We are licensed California health insurance agents with 20+ years experience
in the California group health market.
- We're Certified Covered California agents with 1000's of members successfully
enrolled.
- We have helped 1000's of California companies navigate the Group health
market
- Our average savings we find for existing companies is between 15-25%
Although, these days with the ACA changes, it's not unheard of to find
savings of 35%+
That's no exaggeration.
Our services are 100% free to Companies with 1+ employees.
We have zero complaints with the California DOI or carriers.
We're contracted with all major California group health carriers
including:
- Kaiser
- Anthem Blue Cross
- Blue Shield of California
- Aetna
- Health Net
- United Health
- Humana
- CalChoice
- Covered California
- VSP
- Delta
and more!
Request your Quote here:
Here's how we work!
Our Approach is THE approach to take
We first analyze your company needs and budget.
Upon requesting your quote, we'll then generate two comprehensive proposals
to start.
1. Market Comparison Report
First, we quote your company across all carriers for a benchmark plan
(generally the Silver level option)
This can quickly pinpoint potential savings and find the best value on the
market.
2. Employee Worksheet
We then generate a report by employee which shows rates and plan options
based on a given company contribution.
Here's the best part:
The company can designate a monthly contribution as a fixed amount (say
$100/month) or as a % of a given plan.
The percentage can be as low as 50% of the lowest priced plan.
It's the perfect fit.
Company is able to control budget
Employees are able to pick from a range of plans according to their health
care need and budget.
You can't get better than that.
Get your proposals in 24 hours here:
That's just the start!
The next step for Group health quotes
Once we have find the best values on the market and we've helped a company
fix their budget...we go a step further.
We have tricks up our sleeves that require time and energy on our side.
Many
brokers don't want to go there.
Double and triple check:
- Tax credit qualification through Covered Ca?
- Cal Choice (private exchange) rate quote?
- 3rd Part Administrator such as Benelect?
- New Dental savings (don't discount this...big savings now)
- POP 125 savings for employee paid premium
- FTE calculation for small versus large group status
We go the extra distance.
Why? Especially since there's no cost for our services?
It's easy.
If we find you the absolute best value on the market, you won't leave us!
Also, we're here through the year for all your service needs.
Unlike the Silicon Valley self-serve companies or big (and sometimes tired)
agents that can't give you the level of care needed.
We're dedicated to you. You'll know your agent and rep by name. You'll know
him or her for years (if you choose to).
We have clients who have been with us since 1995!
The average duration of the relationship is 10+ years!
They don't leave us because we really want to help them do well in this Group
health insurance market.
How can we help you?
Call us at 866-486-6551 or request your
Company Health Quote.