About Us - YOUR Advocate in the Market

River Rock Insurance Services Inc.
1420 E. Roseville Pkwy Suite 140-261
Roseville, CA 95661
Toll Free Ph. 1-866-486-6551
Fax 916 200 0425
California Insurance Department License #0F06601

First, our credentials.


- We are licensed California health insurance agents with 20+ years experience in the California group health market.

- We're Certified Covered California agents with 1000's of members successfully enrolled.

- We have helped 1000's of California companies navigate the Group health market

- Our average savings we find for existing companies is between 15-25%

Although, these days with the ACA changes, it's not unheard of to find savings of 35%+

That's no exaggeration.


Our services are 100% free to Companies with 1+ employees.

We have zero complaints with the California DOI or carriers.


We're contracted with all major California group health carriers including:

  1. Kaiser
  2. Anthem Blue Cross
  3. Blue Shield of California
  4. Aetna
  5. Health Net
  6. United Health
  7. Humana
  8. CalChoice
  9. Covered California
  10. VSP
  11. Delta


and more!

Request your Quote here:

Here's how we work!

Our Approach is THE approach to take


We first analyze your company needs and budget.


Upon requesting your quote, we'll then generate two comprehensive proposals to start.


1. Market Comparison Report


First, we quote your company across all carriers for a benchmark plan (generally the Silver level option)

This can quickly pinpoint potential savings and find the best value on the market.


2. Employee Worksheet


We then generate a report by employee which shows rates and plan options based on a given company contribution.


Here's the best part:


The company can designate a monthly contribution as a fixed amount (say $100/month) or as a % of a given plan.

The percentage can be as low as 50% of the lowest priced plan.


It's the perfect fit.

Company is able to control budget
Employees are able to pick from a range of plans according to their health care need and budget.

You can't get better than that.

Get your proposals in 24 hours here:


That's just the start!

The next step for Group health quotes


Once we have find the best values on the market and we've helped a company fix their budget...we go a step further.


We have tricks up our sleeves that require time and energy on our side.

Many brokers don't want to go there.


Double and triple check:

  1. Tax credit qualification through Covered Ca?
  2. Cal Choice (private exchange) rate quote?
  3. 3rd Part Administrator such as Benelect?
  4. New Dental savings (don't discount this...big savings now)
  5. POP 125 savings for employee paid premium
  6. FTE calculation for small versus large group status


We go the extra distance.


Why? Especially since there's no cost for our services?


It's easy.

If we find you the absolute best value on the market, you won't leave us!


Also, we're here through the year for all your service needs.

Unlike the Silicon Valley self-serve companies or big (and sometimes tired) agents that can't give you the level of care needed.

We're dedicated to you. You'll know your agent and rep by name. You'll know him or her for years (if you choose to).

We have clients who have been with us since 1995!

The average duration of the relationship is 10+ years!


They don't leave us because we really want to help them do well in this Group health insurance market.


How can we help you?

Call us at 866-486-6551 or request your Company Health Quote.

Anthem group health quote
Blue Shield of California group health quote
Kaiser business health quote
Health net California business health quote
Aetna group health quote
and more

Thousands of Californians
Hundreds of California Companies


Thousands of Californians
Hundreds of California Companies

from ME

"a million thank you for your prompt attention to all the details concerning this process. You've made it that much easier to enroll."

from SD

"Thanks again for your help - I had absolutely no idea how to get this done when I got up this morning. You've made it remarkably easier than I expected. I hope you're not stuck at the office all night..."

from KV

"Anyway, I hope you got some time off this past week! Thank you again for your help and efforts on my behalf! I was very lucky to find you."

from EK

"I thank you very much for the time that you have invested in handling everything

from SR

"I truly appreciate the quick response and will think of you in the future if I need to make any changes to my insurance plans."

from VH

"You are awesome... takes a huge worry off my back, thank you for your kind. thanks for your time and kindness. !!"

from SA

"Wow, I can't thank you guys enough for your help...I couldn't imagine trying to tackle this on my own!"

from LM

"You are my new best friend. A HUGE thank you again.


About CaliforniaGroupHealth


Group health insurance requires a constant discipline to make sure your company has the best value on the market.  Expert and Impartial advisors dedicated to this endeavor is Invaluable

We are Certified Covered California Small Business Agents and Licensed California Group Health Agents with 20+ years of experience helping 1000's of California companies.

Call me. you will be pleasantly surprised 866-486-6551

Request a 10 Minute Health Plan Check-up

We'll quickly see if you have the best priced plan available and if you qualify for a tax credit


Our Services are FREE to You

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